Reader’s Question:

My daughter will be attending college in the state of Arizona. She has found a vehicle in Arizona that she would like to purchase. Can we keep the Arizona registration for her vehicle and still insure her under our insurance policy in Los Angeles CA?

Allen

Los Angeles, CA

You will have to change over to AZ auto insurance and not be able to put your daughter’s Arizona registered vehicle on your CA insurance policy.

Your insurance company in Los Angeles CA will not likely permit you to insure a vehicle that is registered, driven and garaged out of state with your daughter. Since she is a college student though your California insurance carrier may permit him and the vehicle to be on your insurance policy. Insurance carrier’s guidelines vary so you would have to verify with your insurance company to check what your insurance company’s guidelines permit for this kind of situation.

Even if your insurance company’s guidelines would permit you to insure a vehicle in Arizona for your daughter attending school, the fact that the vehicle is registered in AZ does not permit you to use out of state insurance to cover it.

Tags: automobile, car insurance, teen insurance