Short Term Car Insurance California CA

 

December 12, 2008 by author · Leave a Comment
Filed under: Los Angeles car insurance 

Reader’s Question:

I am a US citizen, and I have a house and a car in Mexico. My car has Mexican insurance. Can I buy short-term car insurance here in California if I wanted to bring the car in this state?

Margaret

Alameda, CA

Car insurance companies in the United States, and the State of California is not an exception, do not generally offer short auto insurance policy terms. So, you may have a hard time finding car insurance coverage from a normal insurance provider that would give you coverage for just a couple of days or weeks.

However, there are a lot of specialty car insurance providers in this state that would offer you such a short period of coverage. Those that specialize in border insurance are the kind of car insurance providers that you want to seek out for this situation. This kind of insurance allows US drivers to drive into Mexico with the mandated Mexican insurance coverage. Likewise, there is also a coverage that would allow a Mexican driver to drive into the United States and still be covered if something untoward happens in the road and he or she gets involved in an accident.

But before you start looking for these companies, you might want to check with your current Mexican car insurance provider because they might be able to provide you with coverage for the short time that you travel to California. If your Mexican insurer does not provide you with such coverage, do some shopping around. Check the websites of insurance companies that specialize in border insurance.

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