Non Owner SR22 Insurance in Los Angeles

Reader’s Question:

I know someone who does not even own a vehicle but needs non owner SR22 insurance in Los Angeles. I thought that SR22 insurance is only for those who own a vehicle. Can you help me with this?

Gwen

Los Angeles, CA

Well, as you can see Gwen not only drivers who own a vehicle may be required to purchase SR22 insurance. Even those who do not own a car may also be required to purchase SR22 insurance and this is in the form of non owner SR22 insurance in Los Angeles.

However, remember that not all drivers are required to purchase SR22 insurance or non owner SR22 insurance. In most cases, drivers who are convicted of DWI or DUI or had several traffic violations are the ones who need SR22 insurance (or in the case of your friend, non owner SR22 insurance in Los Angeles) to have their license reinstated.

Non owner SR22 insurance is a document of insurance to be filed by your friend’s auto insurance company to the California Department of Motor Vehicles (if I am not mistaken). This needs to be done to make sure that your friend has an existing car insurance policy that meets the California requirements for auto insurance. Since your friend does not own a vehicle, then he or she needs to get non owner SR22 insurance. It will serve as a liability protection for your friend. Remember that getting non owner SR22 insurance in Los Angeles does not cover the vehicle that your friend is using. It only covers her in the manner that it will pay for the damage she may cause to the other party.