Los Angeles Car Insurance For New Vehicles

Reader’s Question:

I live in Los Angeles, California. I would like to know how long do I have to furnish car insurance after a car is purchased in LA?

Ben

Los Angeles, CA

 

According to the California Department of Insurance, if you anticipate getting a new, replacement, or additional car, contact your agent or company prior to taking possession. It is important to determine what coverage will be extended and what coverage will have to be added to your current insurance policy. If the new car is financed, you may check with the lender for their insurance requirements.

According to the California DOI most insurance policies within CA provide thirty days automatic coverage for a car that replaces a car that is already on your policy. Normally the coverage is the same coverage you had on your previous car. Inform your insurance agent as soon as possible of any replacement car. If you wish additional coverage, there is usually a requirement that you inform your agent or your insurer within a designated time period.

If your are purchasing a vehicle in Los Angeles that is not replacing a vehicle but adding a vehicle to your current auto insurance policy or purchasing her first car to place on a new insurance policy then you need to make sure your insurance coverages are set up before taking possession of the car. This way you will already have your coverages set up and can show proof if asked for it to be furnished.