Los Angeles CA Car Insurance Policy

Reader’s Question:

I have a vehicle registered in Los Angeles CA, that I will be using in Canada. Can insurance company insure me in Canada in a US registered vehicle?

Harold

Los Angeles, CA

 

Typically, not if you are going to reside in Canada. If you are going to Canada for just a vacation and not to stay your current car insurance policy will likely cover your car while you are in Canada. There are certain exclusions in some insurance policies that restrict traveling Mexico and Canada, but that is not common. To make sure, check with your insurance provider agent that your current coverages will be enough for Canadian laws.

If your current insurance policy will cover you temporarily, you should check with your insurance carrier for a yellow Non-resident Inter-Province Motor Vehicle Liability Insurance Card. This card shows that your insurance carrier has agreed to provide coverage of not less than the minimum legal requirement in any Canadian jurisdiction in which you will travel. You will also need to keep your vehicle’s registration documents with you to show authorities if asked.