Reader’s Question:

What are basic reasons for an insurance company to deny a claim?

Cassey

Los Angeles, CA

Insurance companies may deny a claim depending on state laws and its existing guidelines and policy terms. Misrepresentations, omissions, concealment of facts, or incorrect statements can lead to your claim being denied. In general, anything considered to be fraudulent or misrepresented as part of a claim will result to its denial.

For example, in the state of CA, failure to notify your insurance company in a timely manner of policy claims may result to your claim being denied. Due to this delay, your insurance company’s right for making an adequate investigation has been prevented.

Since there are other reasons an auto insurance claim can be denied and reasons may vary from one insurance carrier to another, it would be safe to check with your Albany, NY insurance agent to see what specific reasons they have for denying your claim.

Tags: automobile, car insurance