Car Insurance Information Bellflower California CA

 

Reader’s Question:

Is there some way I can find out if a particular person has car insurance in Bellflower, California?

Christine

Bellflower, CA

Yes, though state laws very you normally can go through some state agency to check if an individual is insured. If you want to check if a certain vehicle is insured some Department of Motor Vehicles may be able to provide you this information if you have a VIN or license plate for the car. This could be helpful if you were hit by a vehicle and got the license plate number and want to know about the owner and if they are insured.

In the state of California you can request the insurance information by contacting the Department of Motor Vehicle’s Financial Responsibility Unit and submitting a form.

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Car Insurance Points Chula Vista California CA

 

Reader’s Question:

If you get a speeding ticket in NY but you live in Chula Vista, California (CA), can you take a traffic school and get the speeding ticket remove from your driving record both in CA and NY?

Dan

Chula Vista, CA

You will need to verify with the courts in NY where you received the traffic ticket to check if there is a way in which to take traffic school so that this ticket will be removed from your record. It may be possible also that if you take a driving course through New York that the ticket is taken off or not seen as a conviction and therefore will not be transferred to Chula Vista, California.

If instead the ticket information is reported to back to your home state it will likely be put on your California driving record and assigned points to it. It is unlikely that you could take traffic school in CA to remove the points or ticket.

In California to take traffic school you must be approved by the judicial officer or court clerk in the county in which the violation was written. Since the ticket was not received in CA this does seem unlikely but you may verify with the California Department of Motor Vehicles to be sure.

 

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Drunk Driving DUI Los Angeles California CA

 

Reader’s Question:

I received a drunk driving violation in Los Angeles California. Due to deployments with the military I was only able to finish three months of my six month classes. I now want to purchase a vehicle of my own, is that possible if I have a DUI in California?

Bea

Los Angeles, CA

There is no California law that I know of that would not permit you to have a vehicle in your name due to a previous DUI conviction in Los Angeles California. What you need to verify though is if your license has been revoked or suspended because of not completing your alcohol education classes that were likely appointed by the court. If your license is not valid than it might not be easy for you to find a car dealership that will sell you a car due to this fact.

To make sure that you have taken care of all outstanding issues regarding your DUI in Los Angeles California and that you have a valid license, you should contact the CA Department of Motor Vehicles.

 

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Collision Coverage Insurance Los Angeles California CA

 

August 13, 2008 by author · Leave a Comment
Filed under: Los Angeles car insurance 

Reader’s Question:

I live in Los Angeles California. My vehicle has small dents on its underside. I do not know what cause the dents. I reported it to the insurance provider as comprehensive damage, but they considered it as collision claim. What do I do to make it as comprehensive claim?

Ben

Los Angeles, CA

Collision coverage means the impact of your insured vehicle with another object or upset of your insured vehicle. Loss caused by missiles, fire, falling objects, theft or larceny, explosion, windstorm, earthquake, hail, water, flood, malicious mischief or vandalism, riot or civil commotion, colliding with a bird or animal, or breakage of glass are other than collision losses Your loss would be covered under your collision coverage, since your car was likely struck by other objects (unless you can show proof that the damage was done by one of the items that would be covered by your comprehensive coverage). Your auto insurance policy in LA California should pay for these damages less the deductible that applies.

 

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Driving With Suspended License In California CA

 

August 7, 2008 by author · Leave a Comment
Filed under: Los Angeles car insurance 

Reader’s Question:

What will be the penalties if I get caught driving with a suspended license in the state of California? I also would like to know if this will make my license suspended even longer?

Marie

Los Angeles, CA

The California Vehicle Code states that if a suspended motorist is caught driving a car the California Highway Patrol has authorization to tow and impound the car for up to thirty days. If you have a prior conviction for driving while with a suspended license in California it is possible that the car could be taken from you by the state of California as a forfeit.

Other penalties for continuing to operate a vehicle with a suspended license may include getting your license suspension time lengthened or your license may be revoked, fines or even jail time. In California this is a serious offense as it is in most states.

Once your suspension is lifted you must provide proof of financial responsibility.

 

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