Reader’s Question: Does making a claim mean higher insurance rates in California? How much am I looking at? Larry Berkeley, CA Many factors are involved after your insurance company has decided to raise your premiums. It doesn’t follow any hard and fast rules so you might find yourself getting double- or triple-whammied by your individual [...]

Reader’s Question: Is it illegal for me to give a different registration address on my car insurance? The reason why I’m thinking of doing this is that if I use my parents’ address, the car insurance rate is reduced to almost half. I currently live in Los Angeles, CA. Sandy Los Angeles, CA Yes. It [...]