Comprehensive Auto Insurance California CA
Filed under: Los Angeles car insurance, SR22 insurance quotes
Reader’s Question:
Does the state of California insurance have free window replacement for my car?
Louis
Los Angeles, CA
California insurance laws do not require insurance providers to offer free window replacement. There are a few states that have laws in place so that insurance companies must waive the deductible for the comprehensive coverage claim for windshield replacement or repairs, California though is not one of these states.
You need comprehensive or comprehensive glass coverage in California to have a window replaced or repaired by your car insurance carrier. With either type of coverage you would have to pay the deductible associated with that portion of your car insurance policy.
So California does not have free window or windshield replacement though there may be some insurance companies that on their own will waive a deductible for windshield claims. The thinking there is that you will be a safer motorist if your windshield is in proper condition and the motorists can see without impairment.
California Car Insurance Help
Reader’s Question:
If I have a vehicle that I do not use, do I have to put insurance on it? I live in California.
Sam
Los Angeles, CA
The state of California has guidelines for inoperable vehicles. California law requires cars to have current registration if they are driven, stored, towed, parked on public streets or highways or parked in an off-street public parking facility at any time during the registration period.
If you have an inoperable car in CA and it will not be in any of the places listed above, you may apply for non-operational status on the car and pay a planned non-operation (PNO) fee. Once this status is put on a car’s record, it stays until you decide to operate the car and pay full registration renewal fees.
Check with California Department of Motor Vehicles to verify what state laws permit for in your situation. Do not remove insurance without contacting your DMV and likely turning in your plates and registration. If you do remove insurance without turning in your plates and registration then the state may cite you and penalize you for a lapse in insurance.
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