Reader’s Question:

Ive had an SR22 Los Angeles on file for the past 2 years but I dont think I no longer need it. I live in Los Angeles CA and havent had a ticket in 6 years. How can I find out if I still need an SR22 insurance coverage?

Los Angeles, CA

The best and most effective way to know if you need an still need an Los Angeles SR22 is to contact the California Department of Motor Vehicles in your state. The California DMV contact number is 1 (800) 777-0133.

Alternatively, you can also visit your Los Angeles drivers license office.

I suggest that you contact the CA DMV because rules and laws are very arbitrary when it comes to an SR22 insurance policy. In most states you can use the webites to know license requirements.

You can use these tips to help lower your SR22 Los Angeles auto insurance rate or any auto insurance rate.

1. Raise your deductible amount to the highest level you feel comfortable with

2. See if you qualifiy for discounts, AARP, credit union, bank or fraternal organization membership. Military, good students etc.

3. Clean up your credit score, its used by many carriers to determine your rates and risk

4. Clean up your driving record, take defensive driving if possible